Terms of Service

1. Agreement to These Terms

These Terms of Service apply to this website, the Mortgage Protection and Final Expense appointment calendars, and email and text message communications with Gerilyn Rodriguez, an independent licensed life insurance agent. The website, calendars, email, and text messaging all operate within Gerilyn's own business communication system. By using any of them, you agree to these terms. If you do not agree, please do not use the website or its services.

2. Informational Purpose Only

The content on this website is provided for general informational and educational purposes. It describes the types of life insurance conversations Gerilyn offers and is intended to help you decide whether to schedule a conversation. It is not a complete description of any insurance product and may not reflect the rules or options available in your state.

3. No Advice and No Promise of Coverage

Nothing on this website, in an email, or in a text message is legal, tax, financial, investment, or lending advice, and none of it should be relied on as insurance advice for your specific situation. Gerilyn Rodriguez is not an insurance company, lender, mortgage company, government agency, attorney, tax professional, or financial advisor. For legal, tax, financial, or lending questions, please consult a qualified professional.

Nothing on this website or in any communication is a guarantee of coverage, approval, premium, rate, benefit, savings, or any policy outcome.

4. No Offer, Solicitation, or Policy Contract

Visiting this website, sending an email, replying to a text message, or booking an appointment does not create an offer of insurance, an application for insurance, or a policy contract, and does not obligate you to purchase anything. Information on this website is not an offer to sell, or a solicitation to buy, insurance in any state where Gerilyn Rodriguez is not licensed.

5. Coverage Requirements

Any insurance coverage is subject to eligibility, underwriting, policy terms, product availability, insurance company requirements, and applicable law. Decisions about whether to issue a policy, and on what terms, are made by the insurance company, not by Gerilyn Rodriguez. The actual terms of any coverage are found only in the policy issued by the insurance company.

6. No Binding, Changes, or Cancellations

7. Appointment Scheduling

The Mortgage Protection and Final Expense appointment calendars are part of Gerilyn Rodriguez's own scheduling system, hosted at links.gerilynrodriguez.com. They are not operated by a separate third-party booking company. Information you enter when booking is handled as described in the Privacy Policy.

Booking an appointment reserves a time for a conversation only. Appointment availability is not assured, and appointments may occasionally need to be rescheduled. Scheduling is based on Eastern Time, so please check the time zone shown when you choose a time.

8. Text Messaging Terms

These terms apply to text messages sent by Gerilyn Rodriguez.

Program description

Gerilyn Rodriguez sends text messages related to scheduled appointments and client inquiries, including appointment confirmations, reminders, rescheduling or cancellation notices, and replies to questions you have asked.

How you opt in

You agree to receive text messages by entering your mobile phone number and checking the text message consent box on one of the appointment calendars. The box is optional. Consent to receive text messages is not a condition of booking an appointment or purchasing any product.

Program details

• Message frequency: varies based on your appointments and communications.
• Costs: Message and data rates may apply. Check with your mobile carrier about your plan.
• Opting out: Reply STOP at any time to stop receiving text messages. You may also reply END, CANCEL, UNSUBSCRIBE, or QUIT. You will receive one final message confirming your opt-out, and no further texts will be sent unless you opt in again.
• Opting back in: Reply START to resume text messages.
• Help: Reply HELP for assistance, or email [email protected].
• Carriers: Mobile carriers are not liable for delayed or undelivered messages.
• Eligibility: You must be the account holder of the mobile number provided, or have the account holder's permission, and be at least 18 years old.
• Sensitive information: Please do not send health, financial, or identification information by text message.

Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties. For full details, see the Privacy Policy.

9. Links to Other Websites

This website may occasionally reference or link to websites that are not operated by Gerilyn Rodriguez, such as public government or regulatory resources. Those websites have their own terms and privacy practices, and Gerilyn Rodriguez is not responsible for their content or practices.

10. Your Responsibilities

When using this website, the appointment calendars, email, and text messaging, you agree to:

• Provide accurate contact and scheduling information
• Only provide a mobile number that you own or are authorized to use
• Use the website and communications only for lawful purposes
• Avoid sending sensitive information, such as Social Security numbers, bank details, or detailed health information, through the website, calendars, email, or text message
• Not attempt to disrupt, damage, overload, or gain unauthorized access to the website or related systems
• Not use automated tools to scrape, copy, or misuse the website or appointment calendars

11. Intellectual Property

The text, design, layout, and logo on this website belong to Gerilyn Rodriguez or are used with permission. You may view and print pages for your personal, non-commercial use. You may not copy, reproduce, modify, distribute, or reuse the website content or logo for any other purpose without prior written permission.

12. Disclaimer of Warranties

This website and its appointment calendars are provided on an "as is" and "as available" basis. Reasonable efforts are made to keep the information accurate and the system working, but no promise is made that the website, calendars, or messages will always be available, error-free, current, or free of harmful components. To the extent permitted by law, all warranties, whether express or implied, are disclaimed.

13. Limitation of Liability

To the fullest extent permitted by law, Gerilyn Rodriguez will not be liable for indirect, incidental, special, or consequential damages arising from your use of, or inability to use, this website, the appointment calendars, email, or text messages, including delayed or undelivered messages. Nothing in these terms limits any liability that cannot be limited under applicable law, including any duties owed under applicable insurance laws.

14. Indemnification

If you misuse this website or its services or violate these terms, and that misuse or violation results in a claim against Gerilyn Rodriguez, you agree to be responsible for reasonable losses and costs caused by your misuse or violation, to the extent permitted by law.

15. Governing Law

These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. Insurance-related interactions, applications, and policies may also be governed by the laws and regulations of the state where you live or where a policy is issued, and nothing in these terms limits any rights you have under those laws.

16. Changes to These Terms

These terms may be updated from time to time. The updated version will be posted on this page with a new effective date. Continued use of the website or its services after changes are posted means you accept the updated terms. You can stop text messages at any time by replying STOP.

17. Severability

If any part of these terms is found to be invalid or unenforceable, that part will be limited or removed to the minimum extent necessary, and the rest of these terms will remain in effect.

18. Entire Agreement

These Terms of Service, together with the Privacy Policy, are the entire agreement regarding your use of this website, the appointment calendars, and the text messaging program. They do not replace or modify the terms of any insurance application or policy, which are governed by the documents provided by the insurance company.

19. Insurance Licensing Disclosure

20. Contact Information

Questions about these Terms of Service can be sent to: